No Ads. No Data Selling. No Tricks.

The Budgeting App
That Doesn't Suck.

Know where every dollar goes before the month ends. Predict your balance, build budgets that stick, & level up a piggy mascot along the way.

Get Pocket Piggy See Inside

Free forever — plus a 14-day free trial of Pro

Free forever. No credit card for the Free tier. iOS & Android.

Pocket Piggy app — home screen with cash on hand and Piggy Cash
Inside the App

The Stuff Your Bank App
Should've Built Years Ago.

Four features that change how you think about money.

Your Data Stays Yours

The Finance App That
Can't See Your Finances.

Unlike other finance apps, Pocket Piggy stores your financial history locally on your device. Encrypted with AES-256, your transaction amounts and account details never touch our cloud. Optional vendor categorization uses merchant names only.

100%
On-Device Privacy
AES-256
Encryption Standard
Bank Sync via Plaid
✓
Local AES-256 Encryption
✓
Balance & Transactions Stay On Your Device
✓
Cloud Financial Data Storage
✕
Third-Party Data Sharing
✕
Ad Tracking or Data Selling
✕
What's Inside

Budgeting Is Boring.
This Isn't.

Free

Predict Your Financial Future

See exactly where your balance lands by month-end. Accounts for pending transactions, upcoming bills, budget gaps, and business-day payment shifts. Pro gets multi-month line graph forecasts.

End of Month
$3,247.50
+$412

Budgets That Write Themselves

Your spending patterns turn into budgets automatically. Pro adds a review step before anything is written.

Month-to-Month on Autopilot

Bills carry forward. Recurring regenerates. Early payments get matched. Nothing slips.

30 Seconds a Day

One daily check-in. That's all it takes to stay on top of everything.

Rewards System

Make Your Piggy As
Unique As You Are.

Daily check-ins build streaks. Streaks build XP. XP unlocks 51 wearables across hats, watches, and pockets. Yes, your piggy needs a new watch.

Blue Jean Piggy Country Piggy Punk Piggy Scot Piggy Work Piggy
50
Levels
Across 3 tiers: Rookie, Pro, Legend
66
Achievements
9 categories with 4 rarity tiers
51
Cosmetics
Hats, watches & custom pockets
How It Works

Power Up Your Cash Flow
In Three Easy Steps.

Simple enough to start today. Smart enough to keep you going.

Rookie Piggy

Plan

Set up your budget in minutes — or let Pocket Piggy build a starter plan from your history and recurring patterns.

Pro Piggy

Track

Log transactions manually or sync your bank. Check in daily and watch your piggy react to your progress.

Legend Piggy

Save

Watch your projections improve as habits build. Level up, earn achievements, & unlock rare cosmetics.

Real Talk

Free Gets You Far.
Pro Gets You To The Moon.

Free

$0
Free forever
  • Daily check-ins & streaks
  • Budget tracking
  • Transaction logging
  • Piggy Cash projections
  • Mascot & gamification
Get Started Free
14-Day Free Trial

Pro

$8.99/mo
  • Everything in Free
  • Bank sync via Plaid
  • Private vendor categorization (no amounts shared)
  • Smart budget suggestions
  • Multi-month forecasts
  • Spending analytics
  • Full PDF reports
Start 14-Day Free Trial

You're Probably
Wondering...

Is my financial data secure?
Your transactions, budgets and balance are encrypted with AES-256 and stay on your device — they are never written to our servers. What does sync is the non-financial side of your account: your profile, subscription status, and your streaks, XP and achievements, so your progress survives a new phone. Bank authentication is handled directly through Plaid, the connection layer used by thousands of finance apps — we never see your bank login. If you turn on vendor categorization, it sends merchant names only — never transaction amounts, account numbers, or bank details.
Does it work without connecting a bank?
Yes! The Free tier gives you full manual tracking — log transactions, set budgets, check in daily, earn XP, and see Piggy Cash projections. Bank sync is a Pro feature that adds automation, but the app is fully functional without it.
What happens if I cancel Pro?
You keep all your data. Transactions, budgets, mascot cosmetics, and achievements stay exactly as they are. You'll revert to the Free feature set, but nothing is deleted.
How does Piggy Cash work?
Piggy Cash calculates your expected balance using cash on hand, pending transactions, upcoming bills, remaining budgets, and future income. It accounts for business-day shifts. Pro users get 3, 6, or 12-month line graph forecasts.
Is there a free trial?
The Free tier is free forever — no trial, no credit card. Want to try Pro? Start a 14-day free trial from inside the app, handled by the App Store or Google Play. Cancel anytime.

Still have questions?

Visit Support

Start For Free,
Thank Us Later.

Coming Soon

Free to use, with a 14-day free trial of Pro

The free plan stays free — budgets, tracking and projections, no card needed.
Try Pro free for 14 days whenever you want the automatic stuff.